As a lover of all things stylish, including but not limited to clothing, shoes, bags, furniture and so on, it has been a struggle to have self control when there are plenty of things I want to buy.
It took me a bit to figure it out but I have realized a few things that help me stay in touch with my financial reality.
1. I can’t say “ zero shopping this month…few months..or however long” because then it is all I think about and when that time is over I go crazy and splurge.
2. Figure out realistically how much out of each paycheck you can spend on something for yourself and allow yourself to spend it. You don’t HAVE to spend it, you may save that amount to get something a bit more expensive. However I find that if theres something I really want I make a note of it and as I can afford these items I do it.
3. NEVER buy full price! There is typically always a way to get something at a cheaper cost. Don’t be afraid of doing a google search for the item and check all prices that come up, student/military discounts are so popular that now you can typically get them online too, do an eBay search, and don’t forget about your discount stores like Nordstrom Rack and Saks Off Fifth.
4. There can be an exception to the rule, for example: I had wanted this pair of Jeffery Campbell booties (Oriley) that I found on Urban Outfitters website, added them to my list and compulsively checked everyday to see if they went on sale for about 6 months. At that point I just had to pull the trigger and I am so happy I did. Non-buyers remorse is the worst thing when the item is a true love. (Urban does do student discounts online for 10% off however I was waiting around hoping for something a bit more substantial)
Building a wardrobe or home you want takes time, buy the things you love slowly vs buying things to fill the void that you will have to replace. Investing in high quality staple pieces is the way to go and you will love everything so much more.
With that being said I have been stock piling some items I’ve gathered for my up coming cruise so keep an eye out for a post about those finds!